Category Archives: advisor

Agora Financial Is The Place To Go For Investment Tips:

Agora Financial excels at helping investors make profitable choices. The publishing company has made an impressive reputation for itself by sharing daring predictions that turned out to be correct. Agora Financial also has a belief in providing its readers with the information they need to be successful. Some of the best tips Agora Financial offers include taking the time to learn the basics of investing.

Agora Financial asserts that investors should always do their research if they seek to obtain professional advice on their decisions. Investors must also make sure and have long-term goals. In order to set short-term goals, you must have long-term ones. Another piece of advice from Agora Financial regarding this is for investors to have a list of their goals in an ordered list by priority. Investors must be able to set short-term goals with times limits of no more than five years. Doing due diligence on long-term investments is also vital.

Agora Financial’s advice on this is that investors should understand each long-term option. Not all investment vehicles will be right for every person. Agora Financial always encourages that its readers make sure to understand the way that each option fits in with their particulars. Studying short-term investments is also critical. This is particularly good for people who need money within a five-year window. Agora Financial also recommends that investors maintain a margin of safety. Doing so will minimize downside risks of investing and will also yield higher returns. If a company does fail, the safety margin provides its investor protection. Investors also need to understand there is profit in volatility. Volatility should be expected and a good investor knows how to profit from it. Investors do tend to get scared at downturns, but the good ones look for opportunity within that downturn. It can also not be stressed enough the importance of being self-aware as an investor and learning how to mitigate your long-term risk. Make sure you have a life plan with your investing.

Agora Financial offers expert investment advice. The company was founded in 1979 and provides unbiased, expert advice from traders with long-established track records for success. The company does not accept any money promote specific entities and offers trustworthy advice based on the facts. Agora financial is not afraid of making bold predictions. The publication’s editors have received recognition from prestigious entities such as The Economist, The Wall Street Journal and Bloomberg and to know more

How Nick Vertucci Grew To Become a Mentor in the Real Estate Sector

The past doesn’t dictate your future. That is one of Nick Vertucci’s philosophies. Although today he is a successful real estate developer, this didn’t come easy for Nick. He grew up in a middle-income family, and this went from bad to worse when his father died at the age of ten. He watched his mother struggle, working long and odd hours to support his siblings and himself. By the age of 18, he was living out in his van and life was all time challenging.


Vertucci’s star began to shine years later when he started selling computers. He enjoyed the freedom of being his own boss, and at that time he got married and had three daughters. Life flew smartly until the dot com crash at the turn of the century. All his riches dissolved at his watch as he had not invested for the future.


Life after the Crash


For over 18 months, Vertucci lived a miserable life. He was always in debt and lost almost everything, except his home. At this time, he met a friend who asked him to join him in a real estate training seminar as a guest. He was reluctant to buy the idea of attending the meeting, and after a little convincing he was onboard. To date, Nick believes that this was the best decision he has ever made in his life.


After listening to the speaker, he didn’t understand everything, but he got an idea. He had found a cure to his miserable life. Vertucci continued to train and study more about the real estate market. Although it took him over a decade to collect all the necessary information, he never gave up as the future had already inspired him. Finally, he developed a system that has helped him make money in the industry. After becoming a millionaire, he vowed to teach his system to others so that they could make massive cash and get out of debt.


About the Nick Vertucci Real Estate Academy (NVREA)


Nick Vertucci founded the Nick Vertucci Real Estate Academy, and it is the link between learning and investment. The school offers services and knowledge that aim at overcoming the challenges that face investing in the real estate industry. The system allows people to succeed and make millions in the segment. The school has a team of professional educators with proven track record. Going through some of the feedbacks from their past learners, you will understand its now time to join the school.

Nick Vertucci from Grass to Grace

Nick Vertucci is the founder and CEO of Nick Vertucci Real Estate Academy. The Academy is located in different locations within the United States including California and Nevada. The Academy under Nick’s leadership has grown to be one of the best real estate education and advisory centers. Nick built the Academy out of his passion for real estate and a desire of helping people gain their financial freedom by following his blueprint.

Nick Vertucci comes from a very humble background. He lost his father at the age of ten forcing her mother to work long hours to provide for Nick and his siblings. Nick has a philosophy that states ‘your past does not dictate your future.’ Life was extremely hard for Nick when he was growing up. Nick at one time when he was 18 years old lived in a van.

Nicks life would take a turn when he began his entrepreneurship journey by establishing a business of selling computer parts. Nick became his boss, and the business grew very well. He became financially stable and saw that it was an opportune time for him to get married and start a family. Nick Married the love of her life and together got three beautiful daughters. However in 2000 with the dot com crash, Nick’s business started going down, and within no time he was out of finances. Nick wasn’t prepared for this unfortunate event and had no savings or investment.

For the next 18 months, Nick had no source of steady income and was becoming increasingly indebted to friends and relatives. He merely lost everything apart from his house. It was at this time that Nick was invited to be a guest at three days real estate training seminar by a friend. At first, he was hesitant to accept the invitation, but after his friend convinced him it was a seminar worth attending, Nick agreed to the requests and attended the conference. It was the best decision he ever made Nick recalls.

Nick Vertucci carefully followed the proceedings of the seminar though he understood little because he was not a professional in that sector. From the very first day, Nick knew that real estate was the answer to his entire problem. From the conference Nick felt renewed and inspired but did not stop there, he continued studying things about real estate for close to ten years. He kept pressing on and never gave up and eventually he was able to come up with a simple and straight forward system that enabled him to make money in real estate and gained financial freedom.

Nick became so successful in Real estate and vowed to teach others how they could get financial breakthrough through real estate, and that’s how Nick Vertucci Real Estate Academy came into being.

David Giertz – A Financial Whiz

As a person who has been in the Financial Industry for more than 30 years, Mr. David Giertz is qualified to offer sage advice concerning financial advisors failure to discuss with their clients about Social Security retirement benefits.


Researchers have found out most who have retired or close to the age of retirement do not have a clue on how Social Security can affect their goals for retirement.


Mr. Giertz explains that many advisors are unwilling to discuss the reference guide for the program with their clients because it is complicated, with 2700 regulations. This proves to be difficult for some of them to grasp.


He says the financial consultants should not shy away from learning about the program and should integrate it when talking with customers.


The reasons he gives why professional advisors should do this include –


* Many clients who feel slighted because their financial counselors refuse to mention the Social Security retirement benefits will turn to another financial business where the advisors make this crucial information accessible.


* The customers who start receiving payments from their retirement funds might lose an astronomical amount of money throughout their years of retirement.


* If advisors want to keep and draw more customers, they will take the time to discover all the ins and outs of the Social Security retirement plan and share it with them.


Currently, Mr. Giertz is the President of Nationwide Financial Distribution, Inc located in Dublin, Ohio. He began his career in the financial field at Skokie Federal Savings and it extended to other institutions, such as The Mutual Life Insurance Company of New York and Citicorp Investments Services.


Mr. David Giertz obtained a Bachelor of Science from Millikin University in Decatur, Illinois, as well as a MBA from the University of Miami.


He is also a certified Financial Industry Regulatory Authority (FINRA) broker.

David Giertz Brings a Laserlike Focus to Social Security

David Giertz has brought up the critical importance of Social Security for those approaching retirement age. It is a complex issue that many financial advisors are shying away from to the possible detriment of their clients. This could adversely impact clients and advisors with Social Security benefits playing such an important role for most retirees.

Research has been done in regard to the role of financial advisors and whether or not they provide counsel to their clients about maximizing Social Security benefits. A majority of respondents detailed that their financial advisors did not give guidance about Social Security benefits. When questioned further, they also said that they would most likely switch advisors if they weren’t counseled about Social Security.

To be fair, Social Security benefits are a very complex issue that’s difficult to deal with as interactions with the Federal Government can sometimes be. Containing over 2700 rules in the handbook, Social Security can be quite intimidating for financial advisors. David Giertz urges advisors to make it a part of their business anyway. Advisors are more likely to retain their customers if they are able to provide help with Social Security.

The customer perspective is comprised of the very important fact that 40% of their retirement income could be Social Security benefits and it must be addressed. With such a critical factor in play, advisors must be able to give insight, advice, and clear directions for clients to mull over.

David Giertz is a registered financial advisor with over 30 years of experience in the field. He has worked for Nationwide Investment Services Corporation since 1999 and has enjoyed success in their operations. He was President of their sales and distribution organization and during his tenure revenue grew substantially.

Coaching is another area where Giertz has made his mark. The Worldwide Association of Business Coaches is a place where he excelled with his extensive financial knowledge.


Business in Brazil

Brazilian indexes Mel point to an equality between numbers of public and private companies presenting satisfaction performance levels among the greater country’s population. Carlos Edison, a top leader in sanitation within Brazil, makes it clear: Any organization is efficient but not classified precisely by its administration. Modes of operation and chosen utility, along with citizen needs, must always align to be truly success throughout the country. With Brazil, of course, he notes that it’s no different and that sanitation and waste levels remain the current issue at hand.


Infrastructure expertise leader Felipe Montero Jens could not agree more. The two leaders favor implementing partnerships that involve concessions. Edison ultimately realizes that, clear goals when drafting contracts and added inspections for public agencies to prioritize, will always offer better services. Edison also mentions that, when a governor reviews each activity during concessions, he must look at all factors.


Thus, the private initiative’s role is more important than most realize as two management forms may work better when together. Perhaps you’ve heard the saying, “Two or better than one”. In this case, with such a major situation occurring in the country right now, this statement holds truer than ever. The BNDES thus plans to work alongside the Brazilian government and immediately develop customized plans for each state and region served with informational details that survey each situation for each location’s specific needs.


Felipe Montoro Jens is a news specialist in Brazil. He is also a top infrastructure analyst there. He has studied his field for more than 30 years.


Also, Jens has appeared in many recent news segments and has even written numerous articles and a few books. He holds his B.S. degree in management. He continues to proudly fight for Brazil’s economic, social and environmental rights in whatever way he can.